I want to invest in Real Estate but the Real Estate market in my country en region is very expensive and does not give decent returns. A Real Estate ETF offers an alternative. Which one to choose? Which Real Estate indexes exist and which one is the best proxy for the market?
Now that I have made detailed cases for three tax-advantage pension saving schemes, let’s summarize the three formulas in an easy overview. The detailed posts can be found here: personal pension saving: Individueel Pensioensparen / Epargne Pension VAPZ (Vrij Aanvullend Pensioen Zelfstandigen) / PLCI (Pension Libre Complémentaire pour Indépendants) IPT (Individuele Pensioen Toezegging) / EIP…
What? Save a limited amount of money each year on a dedicated ‘Pension Savings’ account. You get a discount of 30 % on your income taxes.
Where are we today with the stock market? Cheap, normal, expensive? US versus Europe versus Japan, Australia? Real estate? Gold?
What? A pension saving formula according to belgian law “Individuele Pensioen Toezegging” / “EIP: Engagement Individuel de Pension” Your employer (or your company if you are self-employed) puts money into your personal savings fund instead of paying it directly to you.