What? A pension saving formula according to belgian law “Individuele Pensioen Toezegging” / “EIP: Engagement Individuel de Pension” Your employer (or your company if you are self-employed) puts money into your personal savings fund instead of paying it directly to you.
VAPZ / PLCI (Vrij Aanvullend Pensioen Zelfstandigen / Pension Libre Complémentaire pour Indépendants)
A VAPZ (Vrij Aanvullend Pensioen Zelfstandigen) / PLCI (Pension Libre Complémentaire pour Indépendants) is a pension savings formula in Belgium for self-employed. This post is my whining on this popular savings vehicle.
What would be a correct price for a share of BRK today (21 Dec 2018) ? This post is written with one BRK class B share at $ 192.
We’re not talking about an imaginaire heavenly country here. We’re talking about Belgium. Is it the investors Walhalla? Hmm, not so fast, let’s calculate that.
What can you expect from the US stock market as an average performance? And Europe? Asia? Is there a difference between large, mid and small caps? What about bonds? How did other approaches do, like real estate funds, gold, or high dividend stocks?